First-time homebuyers who complete a homeownership education program, may qualify for up to. Buy a Home: Down Payment Assistance Programs in Oregon.
There are pros and cons to doing so, but first, let's look at exactly what a down payment is. Of course, we know that your first home price will.
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This would be the payment for the first five years, until the mortgage insurance dropped off. If you have a 401(k) worth at least $90,000, you can borrow up to 50 percent of it. This allows you to only take a mortgage loan of $240,000 (80 percent of the purchase price) and avoid mortgage insurance.
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